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The property offered here is in a beautiful and quiet location of Ratingen. The stylish building dating back to 1910 was completely renovated in 2007 and expanded in cooperation with an architect by a modern extension. The interplay of old building and modernity makes this house a special highlight. Upon entering the house, the friendly entrée with a symbiosis of classic features with modern lifestyle. This is reflected among other things here in the beautiful old entrance door and the characteristic dark stone floor again. The lower floor has a kitchen, which is equipped with bulthaupt elements and the adjacent dining area with open fireplace. Here you have plenty of space for the whole family. Adjacent is the bright and open living area. By floor to ceiling windows of this room is particularly bright and offers a wonderful view into the park-like garden and the spacious terrace areas with swimming pond, which are accessible from most of the rooms on the ground floor. In these rooms, bright, cream-colored natural stone slabs are laid. The whole design concept was voted stylishly by an interior designer in terms of colors and materials to each other. A guest bathroom, a guest room and a bedroom with private bath complete the floor plan on the ground floor. About the original wooden staircase from 1910 takes you to the first floor. Here is the spacious master bedroom with a modern en-suite bathroom. The dressing room was intricately designed as part of the renovation of a carpenter in craftsmanship and attention to detail and offers a lot of storage space. The adjoining office has enough space for two desks and wardrobes. Upstairs there are also a utility room and a welcoming lined with wooden rooftop. The attic has two more children with private shower / bath. In the basement there is the boiler with a modern condensing boiler. The basement provides ample storage space and is currently used as a tool and wine cellar. The massively built garage can accommodate two-cars and can be opened electronically. In addition, it offers a separate area for garden tools and a riding mower. An absolute highlight is the large garden with several terraces, a garden house and a large pond. You can end the day with the whole family. The outstanding size of the house combined with a large, but not to make large plot this property offer something special. See for yourself at an inspection date of this fantastic property.
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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德国购房相关费用一览
| 交易费用 | |
| 房地产中介费 | 约为买价的7% |
| 不动产购置税 | 买价的3.5%（柏林和汉堡地区为：4.5%） |
| 公证地产费用 | 约1%-2%，通常是买价的1.5% |
| 土地注册费 | 买价的0.5%左右，但多数情况下包含在公证地产费用中 |
| 贷款费用 | |
| 贷款额度 | 35%-40% |
| 贷款利率 | 十年定息贷款3.5-3.7%，二十年的4.2-4.5%，五年的不到3%。 |
| 贷款期限 | 30年 |
| 贷款原则 | 单身至少每月有1800欧元的税后收入，夫妻至少每月有3100欧元的税后收入（柏林） |
| 贷款首付 | 首付一般为40%到50%，根据客户不同的资质的收入，也可以达到30%的首付 |
| 持有费用 | |
| 物业税 | 0.35%（适用于多户住宅以及个人占有公寓房） |
| 征税率 | 460%（征税率由地方政府规定。例如：汉堡540%，法兰克福460%） |
| 所有税 | 若业主转卖房产时亏损，即转卖价格低于原购买价格，则业主不需要缴纳所得税。 |
| 盈利税 | 如果以私人名义，包括外国人，在德国购置地产，并使用该地产10年以上则业主在转卖房产时不需要缴纳盈利税。 |
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