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A beautifully presented family residence steeped in history sitting at the head of a landscaped 0.4 acre plot in one of the most sought after city locations with ideal access to many schools and riverside walks
• Prime residential address
• Superb access to city centre, schooling and Botanic Gardens
• Beautiful mature gardens of over 0.4 acres
• Five reception rooms
• Five bedrooms and three bathrooms
• Well proportioned and beautifully presented accommodation
• Ample parking and double garage
4 Latham Road was originally owned by the Heffers family in the late 1930's and has had three further owners including our present clients. The property has been lovingly restored, extended and presides in beautifully landscaped gardens on the edge of Trumpington Road. The presentation on three floors is to the highest of standards achieving light and space throughout the exceptionally well-proportioned living areas. There is an entrance vestibule which leads into the hallway with a staircase to first floor with wooden flooring through to the dining room and sitting room. The sitting room enjoys triple aspects with an imaginatively refitted stone fireplace, hearth and large inset flame affect gas fire. Glazed doors lead through into the conservatory with quarry tiled floor which in turn links to the dining room and doors onto the entertainment area and garden beyond. The dining room is accessed by double doors from the hallway with a service hatch to the kitchen and French doors with side panel windows onto the rear garden. The study overlooks the front garden and driveway with large sealed unit windows and corner flame effect gas fire. A kitchen/breakfast room has a large window onto the rear garden, shaker style wall and base kitchen units with integrated dishwasher, microwave, five ring gas hob with oven and grill below and glass splashback tiling as well as an Aga. A part glazed door opens a scullery/utility room with built-in storage, solid wood worktop with butler sink, storage above, window light over and quarry tile floor. A further door opens to the double garage with up and over door, light and power.
A staircase leads to the first floor landing with feature sealed unit window to front elevation, landing area and a secondary staircase to second floor. The first floor landing has access to four bedrooms incorporating the master with built-in furniture, dual aspect windows overlooking the rear garden with refitted modern en-suite, large modern bath, hand basin and vanity unit with wc and glass screen door corner shower cubicle. Attention should be drawn to a rather special guest room with three windows to the front elevation and door onto a small private balcony. The first flo
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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