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A beautifully renovated Victorian house in the centre of Summertown.
Drawing room
Dining room
Kitchen breakfast room
Utility room
Cloakroom
Master bedroom with en-suite
Guest bedroom with en-suite
Three Further bedrooms
Family bathroom
Off street paring
West facing gardens
185 Banbury Road is an elegant Victorian house which has been thoughtfully and sympathetically restored by the current owners. Located in the heart of Summertown with easy access to all its exceptional amenities, the house benefits from a comprehensively fitted Kitchen/breakfast room which includes a ‘Range master’ Stove, built in white goods, a large island unit, marble work surfaces, stone tiled floor with underfloor heating and bi-folding doors leading to the west facing terrace and garden beyond.
Throughout the rest of the house great care has been taken to retain the period features including original fireplaces, moulded cornices and original door furniture, other features include double glazed sash windows and Victorian style radiators. Three of the bedrooms have excellent built in wardrobes and cupboards and the bathrooms are all well-appointed with dual showers ceramic baths and built in vanity units.
Outside there is ample off street parking to the front of the house and an external walkway to the side of the house leading to the west facing terrace and rear garden which incorporates a garden shed.
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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