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A superb stone built five bedroom detached family house with a paddock in a semi-rural location ideally placed for the commuter
Detached family house
4 reception rooms
Kitchen
Master bedroom with en-suite
4 further bedrooms (2 en-suite)
House bathroom
Double garage
Gardens
Paddock and Outbuildings
Breary Cottage is a fantastic stone built family house offering spacious accommodation with four reception rooms and five bedrooms, it is located in a fabulous position with stunning views over Lower Wharfedale yet close to local amenities and ideally placed for the commuter. The front door opens into a spacious entrance hall off which is a generous sitting room which boasts a modern wood burning stove and three sets of sliding French doors leading out to the lovely patio and garden. Adjacent to the sitting room is the kitchen which has access to the family room/study as well as the drawing room, this features an impressive stone hearth with a multi-fuel stove and double doors out to the patio. Beyond the drawing room is an additional reception room currently used as a dining room but has the potential for various uses. The ground floor also benefits from a utility room and a ground floor WC. The main bedroom accommodation can be accessed from the staircase leading up from the kitchen, the master bedroom features an en-suite bathroom and has views over the rear garden and also to the front of the property with far reaching views. There are three further bedrooms with one also being en-suite and benefiting from fitted wardrobes as well as a modern house bathroom. A fifth bedroom can be accessed from a separate staircase in the sitting room that leads up to a generous double bedroom with an en-suite bathroom making it an ideal guest suite or teenage annexe.
Breary Cottage is accessed down a shared private lane. There are two separate entrances to the property, both lead to tarmacked parking areas and garages; one leads to a single garage which is adjoined to the main house, the other to the detached stone built double garage with electric up and over
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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