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英国英格兰切斯特5卧3卫的独栋别墅

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房屋价格: 咨询房产价格
房型: 5 卧 3 卫

居外物业ID:62938087

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A handsome four/five bedroom family home located on the banks of the River Dee within walking distance of the city center. Benefitting from private mooring and parking for four vehicles.Beautiful riverside location, within walking distance of the city center. Offering versatile living accommodation up to five bedrooms and five reception rooms. Private and secluded front garden with a courtyard garden to the rear. Off-street parking for four vehicles. Private mooring rights.Completely refurbished from a derelict state some 22 years ago, 19 The Groves is an elegant, white-rendered family home offering almost 3,200 square feet of flexible living accommodations. The property provides all the amenities of modern living including a Bang & Olufsen sound system throughout with retained period features including sash windows, generously proportioned rooms, and high ceilings with fine cornicing and feature fireplaces. The ground floor accommodation flows from a welcoming atrium-style reception hall with a feature patterned tile floor with recessed floor lighting and a vaulted ceiling incorporating numerous skylights, that opens into a spacious dining area with solid oak flooring, designer coil radiators, and a stone gas fireplace. The large front aspect sitting room has oak flooring, a feature bay incorporating French doors to the front garden, a further set of French doors to the front garden, and a fireplace. There is also a generous family room with oak flooring, a feature fireplace, and French doors to the rear garden. The ground floor accommodation is completed by a large kitchen/breakfast room with a neighboring fitted laundry room and double doors to a generous garden room with two large Velux skylights and French doors to the courtyard garden. The kitchen offers a range of modern wall and base units including a large center island with breakfast bar, marble worktops and splashbacks, high-specification modern integrated appliances including a wine chiller, and French doors to the rear garden. A concealed staircase in the dining area leads down to a good-sized cellar comprising two vented and specially-sealed rooms, suitable for a variety of uses. A feature turned staircase with remote-controlled Velux skylight over rises to a generous first-floor landing, leading to a spacious principal bedroom with built-in storage and an en-suite shower room, two additional double bedrooms, both with built-in storage and Jack and Jill access to an en suite shower room, and a generous family bathroom with contemporary freestanding Villeroy & Bochroll top bath and separate walk-in steam room shower with side sprays. The property also benefits from a fitted rear aspect dressing room and a well-proportioned dual aspect office, both suitable for use as additional bedrooms if required.Having plenty of curb appeal and a paved parking area with space for four cars, the property is approached through a tree tunnel over a sunny front garden with a large Indian stone terrace with an artificial lawn, screened by mature shrubs and trees. The courtyard garden to the rear of the property features stone tiling and fragrant colorful planting including vines, roses, and hydrangeas, a perfect haven off the kitchen/breakfast room for inside-out entertaining, with steps up to a useful storage area and a gate to the back lane. The property also benefits from private

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

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月均还款

10221

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*以上信息为澳洲各州平均情况,了解更多贷款详情可咨询 400-041-7515

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居外物业ID:62938087

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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