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英国英格兰Thatcham5卧3卫的公寓

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房屋价格: 咨询房产价格
房型: 5 卧 3 卫

居外物业ID:58139670

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A charming Grade II Listed cottage with an immaculate garden in a sought-after position close to NewburyDrawing room Sitting room Family room Five Bedrooms Family bathroom Dining room Breakfast kitchen Study Cloakroom Boiler room Shower room Garage Gym/studio GardenHenwick Old Cottage is located in the quiet hamlet of Henwick, on the edge of the desirable village of Cold Ash near Newbury, yet is only a short stroll to the nearest shops and local pubs. Built in 1537, and now almost 500 years old, it is one of the oldest continually inhabited houses in West Berkshire. Located in a prominent position on a quiet country road, and with immediate access to local walks across farmland and woodland, it is a very special building in the local area. Built during Henry VIII's reign, and originally owned by and built to serve Reading Abbey, it has a long history, rumoured to have been a hiding place for Oliver Cromwell during the English Civil War, when he fought battles in the nearby area, as well as being the home of the founders of the Thatcham Fruit and Flower Farm School, who were also the first ever women to win awards at the Chelsea Flower Show. The house has been beautifully updated to provide stylish and modern living whilst carefully maintaining the historic charm and character. There is a beautiful vaulted kitchen with a large fireplace, dining room, drawing room, two further reception rooms, study, and utility room on the ground floor. Accessed by a choice of two staircases, the first floor consists of three double bedrooms and two bathrooms. There are a further two bedrooms on the top floor. The house also benefits from natural light flooding in throughout and has a great mix of practicality along with its carefully maintained historic elements.The gardens have been fully restored, recently winning Berkshire Life magazine's Best Garden award, with a low maintenance Tudor style to the front of the house, with formal lawns, topiary and box, and wisteria to the front and side which flower dramatically every year. Coming up the terraces you pass through a dedicated area overlooking the lawns, with direct access to the house and kitchen area, perfect for BBQs and entertaining, as well as the original well which was once the source of water for the house. To the rear of the house is a second main garden which comprises a wraparound classic cottage garden, as well as a dedicated vegetable garden with oak raised beds, and an area for sun loungers in what is a perfect sun trap on a hot day. There is also a third garden area to the rear of the property, adjacent to the double garage and also the neighbouring woodland. This is perfectly level and laid to lawn with a further section beyond home to the original orchard and a wild flower meadow, and finally, a secluded space to the rear for relaxing on a hammock in the shade. This area could also readily be adapted to install a separate summer house, home office or other building, with electricity terminated in place for this purpose already. The third garden is adjacent to a large oak clad double garage, with integrated storage and racking, as well as large storage space above running the length of the building. To the rear of this building, is a large 25 square meter room, perfect as a gym, yoga studio, party room, or numerous other potential uses. The gardens extend to 0.7 acres in total. In addition, the neighbouring woodland is rented on an annual basis from the landowner and available subject to separate agreement.

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

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月均还款

10221

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居外物业ID:58139670

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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