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英国英格兰基思利10卧的公寓

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房型: 10 卧

居外物业ID:55550481

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Ponden Hall is a magnificent Grade II* Listed detached country house with the east end dating back to 1541 and the main house dating back to 1634. Steeped in history and with a fascinating historical connection to the Bronte family and their literature, Ponden Hall is widely accepted to be the inspiration for the interiors of both Wuthering Heights and Wildfell Hall.The property features beautiful original details including exposed timber beams, vaulted ceilings and exposed stone work, creating a thoroughly unique and appealing living space. Currently run as an award-winning bed and breakfast, Ponden Hall sits in extensive grounds of approximately 4 acres with spectacular panoramic views over Ponden Reservoir and the open countryside beyond.The ground floor of the main house which predominantly has underfloor heating and comprises a very large sitting and dining room with heavy timber beams to the ceiling, a fireplace and original flagstone flooring. The kitchen and breakfast room has farmhouse-style wooden storage units, a butler sink, space for all of the necessary appliances and an Aga. Just off the kitchen there is a useful utility room that leads to the larder and the separate ground floor bathroom. There are two bedrooms, one of which is en-suite with a Jack and Jill style bathroom. Completing this floor is a useful storage room that gives access to the cellar.The main staircase leads to an open landing which gives access to all the upstairs accommodation. There are six further bedrooms, including the magnificent 26ft principal bedroom, with its vaulted ceiling and en-suite shower room. One other bedroom is en-suite with a separate modern family bathroom finishing this floor.The annexe features self-contained accommodation with its own entrance as well as being accessible from the principal bedroom. Having been modernised by the current owners, the upstairs is an open-plan living/dining kitchen. The kitchen is fitted with a range of cream Shaker-style wall and base-level units with a range of integrated appliances including double oven with electric induction hob over, extractor fan, washer/dryer and dishwasher. The two en-suite bedrooms are downstairs.The annexe is a perfect offer for a self-catering holiday let, providing further commercial potential to the property.Ponden Hall is currently run as an award winning B&B. The business is available free of charge with the house (if required) together with all forward bookings, all social media platforms including membership of Sawdays and the website as it stands. The B&B has an excellent turnover with a 100% 5-star rating on TripAdvisor with scope to significantly increase business.Most of the furniture is available by separate negotiation to enable an immediate continuation of the business.A sweeping tarmacadam lane leads up to a gravelled parking area with ample space for numerous vehicles and two outdoor storage units. To the front of the house is a partially walled courtyard which leads to the front door. To the left are steps leading up to a gravelled seating area with flowered borders, and to the right, a gate opening up into the extensive formal south-facing walled gardens, which has a variety of beautiful seating areas, mature trees, and shrubs. There is also a separate large walled garden with lawn and borders, accessed from the lane, making a delightfully private and peaceful spot.To the rear of the property is a private courtyard area that can be accessed from the kitchen, as well as from pathways that run around the house. There are splendid paddocks which run all the way down to the reservoir and the rolling hills which provides stunning views as far as the eye can see.

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

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月均还款

10221

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居外物业ID:55550481

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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