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美国爱荷华州St Charles4卧2卫的独栋别墅

302 N Lumber Street, St Charles, Iowa, United States

美国爱荷华州St Charles的独栋别墅,302 N Lumber Street,编号73429948 美国爱荷华州St Charles的独栋别墅,302 N Lumber Street,编号73429948 美国爱荷华州St Charles的独栋别墅,302 N Lumber Street,编号73429948
房屋价格:

USD 429,900

约¥ 311万

咨询交易费用

建筑面积: 202平方米
土地面积: 5261平方米
房型: 4 卧 2 卫
房龄(年): 114
MLS 号码: 3yd-DMAARIA-693270
房屋状态: 在售

居外物业ID:73429948

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物业特色

Welcome to your dream home in the charming town of St. Charles! This stunning 2-story property boasts high ceilings, tile floors, and a cozy wood-burning stove that creates a warm and inviting atmosphere. With 4 bedrooms and 2 baths, there is plenty of space for your family to grow and thrive.

The tile master shower is a luxurious touch, while the large master bedroom features patio doors that open up to your own private oasis. Imagine waking up to the sun streaming in through those doors, filling the room with natural light.

The spacious living room is perfect for gatherings and entertaining, while the dining/sunroom surrounded by windows offers a peaceful retreat to enjoy your morning coffee or unwind with a book. The center island in the kitchen is ideal for meal prep and casual dining, with wood ceilings and tile floors adding a touch of rustic elegance.

You will fall in love with the outdoors with the multitude of landscaping adorning every aspect of the property, a gazebo and 1.30 acres to roam. The 3 car detached garage is sure to delight, as well.

Located just minutes from the city, this property offers the best of both worlds ? the quiet serenity of a small town with easy access to urban amenities. Don't miss out on this opportunity to own a piece of paradise in St. Charles! All information obtained from Seller and public records.

Copyright © 2024 Des Moines Area Association of REALTORS ®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

配套设施

美国爱荷华州St Charles的独栋别墅,302 N Lumber Street,编号73429948 美国爱荷华州St Charles的独栋别墅,302 N Lumber Street,编号73429948 美国爱荷华州St Charles的独栋别墅,302 N Lumber Street,编号73429948

居外物业ID:73429948

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美国购房相关费用一览

交易费用
律师费 $ 500- $ 3000
房屋估价费(限二手房) $ 200- $ 500
房屋检查费 $300-$500
第三方公证公司手续费 $600-$1200
产权过户费 $300-$600
公证费 $50-$120
登记费 约$80-$100
贷款费用
贷款年限 30年、15年、7年、5年、3年
首付款 外国买家(无美国绿卡)通常在40-50%
贷款额度 首付50%, 贷款50% (条件好的可以提高到40:60 存贷比)
贷款利率 5年期限利率固定4%,7年期限固定4.25%(2016年3月)
相关办理费用
银行手续费 700-900美金
银行产权保险 约0.24%
贷款发放费 贷款额的0.5-2%
按揭经纪费 贷款额的1%
贷款登记税 各地不同(纽约市为2%,而加州没有)
持有费用
房产税 估价*税率(每个州不一样,从1%-3%不等)
保险费 每月$100左右
物业费 与房产类型有关(约0.3-2.8%)
出租管理费用
房屋出租管理费 年租金的6%+1个月租金
个人所得税 五档税率分别为15%/25%/28%/33%/35%
转让费用
房产增值税 利得*税率(联邦政府规定税率,一般为净利润*15%)
手续费 $300-$700
经纪人费 一般为成交额5%-8%
登记费 一般$80-$100
Escrow费 $600-$1200
公证费 大约$120
屋主产权保险费 大约千分之3.5
房屋保修保险 大约$350
房屋过户税 $300-$600
遗产税 起征点65万美元,超额累进制,最高税率达55%,纽约现为16%
赠与税 起征点65万美元,超额累进制,最高税率达55%
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更详尽的美国房贷介绍:海外买家如何在美国买房贷款

*以上信息为美国各州平均情况,该房产信息详情请联系 400-041-7515

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