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The historic and prestigious neighborhood of Carnegie Hill provides the setting for this charming five-story brownstone townhouse. Built circa 1880 the four-bedroom home is located on East 91st Street between Park and Lexington avenues on one of the prettiest blocks in Carnegie Hill.
This beautiful tree-lined stretch of East 91st Street is extremely quiet and residential. The property offers three generous bedrooms plus maid’s room/guest room, five full baths, and five working fireplaces. Beyond the elegant facade and steps up to the parlor level, you are greeted by a grand foyer entrance with soaring ceilings, wooden staircase, and a cozy built-in window seat to capture the streaming, south-facing sunlight from the bay windows at the front of the home. The spacious, full-floor parlor serves as both a living and dining area, with ornate mantle and newly fitted gas-burning fireplace. The formal dining space overlooks the property’s beautiful garden. Stairs lead down to the first floor into a large kitchen, done in ‘rustic-chic’ style, complete with terracotta floors, gas burning fireplace, Calacatta gold marble countertops, ample custom cabinetry and a farmhouse sink. An oversize Viking Professional stove, range and hood, Viking Professional refrigerator and freezer and stainless Bosch dishwasher provide a sleek and modern contrast. From the kitchen you can access the garden, with Blue-stone pavers and a gas-line BBQ grill. A stately elm tree offers shade in the summer to enjoy outdoor dining. Also on the garden level is a renovated marble full bath as well as a guest room/den. A separate entrance to the garden level from the street affords privacy if this wing were to be used for staff. Ascending the staircase from the parlor leads you to the third floor, which houses two spacious bedrooms, each complete with renovated bathrooms done in chic porcelain tile, Hearth Cabinet fireplaces and great closet space. The south-facing room boasts a built-in window seat and double closets. The north-facing room boasts a recently re-done terrace overlooking the garden, and both rooms have hardwood flooring throughout. The fourth floor is a dedicated master suite. The grandeur of the bedroom space is emphasized by the dramatic 18’ double height ceilings and huge windows. Separate from the bedroom is a renovated custom-built walk-in closet and dressing area, and a beautifully re-done master bathroom with marble mosaic tile, quartz-topped double vanity, soaking tub and separate rain shower. There is a spiral staircase in the master leading up to a private office area and a sunlit-decked south-facing terrace, perfect for relaxing with a glass of wine after a long day. The finished basement has a gym, media room, full bathroom with steam shower, and an abundance of storage space. The property has central air conditioning, gas heat, updated plumbing, electrical and security systems.
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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美国购房相关费用一览
| 交易费用 | |
| 律师费 | $ 500- $ 3000 |
| 房屋估价费（限二手房） | $ 200- $ 500 |
| 房屋检查费 | $300-$500 |
| 第三方公证公司手续费 | $600-$1200 |
| 产权过户费 | $300-$600 |
| 公证费 | $50-$120 |
| 登记费 | 约$80-$100 |
| 贷款费用 | |
| 贷款年限 | 30年、15年、7年、5年、3年 |
| 首付款 | 外国买家（无美国绿卡）通常在40-50% |
| 贷款额度 | 首付50%, 贷款50% (条件好的可以提高到40:60 存贷比) |
| 贷款利率 | 5年期限利率固定4%,7年期限固定4.25%（2016年3月） |
| 相关办理费用 | |
| 银行手续费 | 700-900美金 |
| 银行产权保险 | 约0.24% |
| 贷款发放费 | 贷款额的0.5-2% |
| 按揭经纪费 | 贷款额的1% |
| 贷款登记税 | 各地不同（纽约市为2%，而加州没有） |
| 持有费用 | |
| 房产税 | 估价*税率（每个州不一样，从1%-3%不等） |
| 保险费 | 每月$100左右 |
| 物业费 | 与房产类型有关（约0.3-2.8%） |
| 出租管理费用 | |
| 房屋出租管理费 | 年租金的6%+1个月租金 |
| 个人所得税 | 五档税率分别为15%/25%/28%/33%/35% |
| 转让费用 | |
| 房产增值税 | 利得*税率（联邦政府规定税率，一般为净利润*15%） |
| 手续费 | $300-$700 |
| 经纪人费 | 一般为成交额5%-8% |
| 登记费 | 一般$80-$100 |
| Escrow费 | $600-$1200 |
| 公证费 | 大约$120 |
| 屋主产权保险费 | 大约千分之3.5 |
| 房屋保修保险 | 大约$350 |
| 房屋过户税 | $300-$600 |
| 遗产税 | 起征点65万美元，超额累进制，最高税率达55%，纽约现为16% |
| 赠与税 | 起征点65万美元，超额累进制，最高税率达55% |
| 备注 | |
| 更详尽的美国房贷介绍：海外买家如何在美国买房贷款 | |
*以上信息为美国各州平均情况，该房产信息详情请联系 400-041-7515
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