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英国英格兰美兹顿7卧3卫的独栋别墅

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房屋价格: 咨询房产价格
房型: 7 卧 3 卫

居外物业ID:62952805

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A striking Grade II listed detached ragstone residence with a large Victorian garden in desirable and convenient Maidstone location4,600 square feet of accommodation over four floors Large secluded garden Original fireplaces High ceilings Walk to the station Grammar school catchment About 0.5 acresSouth Lodge is a unique and extremely generous family home that offers over 4,600 square feet of highly attractive, flexible accommodation arranged over four floors. This substantial Grade II listed property was one of the first properties to be built on the London Road in the early 1860s and benefits from charming period features including high ceilings, sash windows and fireplaces. It has been sympathetically and elegantly updated and redecorated by its owners and provides excellent potential for either a substantial family residence or conversion into a number of luxury flats (subject to obtaining planning consent). The traditional tiled porchway and high-ceilinged reception hall presents a grand entrance to the home, with stairs to the basement and first floor levels and access through to the rear terrace. It leads naturally through to the considerable sitting room featuring a bright bay forward-facing window and a shuttered window, a wrought iron and tiled feature fireplace and a wealth of decorative coving, cornicing, picture rails and deep tiered skirting boards. The u-shaped kitchen has double doors to the garden and ample space for family breakfasts. It features a wide array of storage via updated yet in-keeping wall and base units, as well as a selection of modern integrated appliances. A useful separate cloakroom and utility sit alongside, with additional access to the terrace. The sophisticated formal dining room has a feature fireplace, bay and shuttered sash windows and a wealth of original decorative touches. Adjacent is a useful and pleasing study space, also with a Victorian fireplace with wooden surround. The basement level below houses the boiler, a cloakroom and several flexible rooms with potential uses including storage, as well as a large bedroom with a fireplace. On the first floor is the principal and a further bedroom of similarly generous proportions, both having several built-in storage solutions, sunny aspects and fireplaces. The principal suite also benefits from the use of a sizeable en suite shower room, while a family bathroom and a cloakroom complete the floor. The second and final floor houses three additional airy and spacious bedrooms, along with another cloakroom.South Lodge has an imposing frontage, with a stone and pillared entrance leading to the considerable tarmac enclosed driveway, which offers parking for up to fourteen vehicles. At the rear is a sizeable Victorian garden, with a paved terrace spanning the width of the property providing an ideal location for soaking up the south-westerly sun and dining al fresco. A wide area of lush level lawn forming part of the 0.5-acre garden is bordered and punctuated by a variety of mature fruit and nut trees, shrubs and pretty flowerbeds. Also on the plot is a large garden store with double doors and a wonderfully preserved original Grade II listed hexagonal Victorian summer house.

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

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月均还款

10221

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居外物业ID:62952805

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
备注
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