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英国英格兰Maldon5卧2卫的独栋别墅

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房屋价格: 咨询房产价格
房型: 5 卧 2 卫

居外物业ID:60109582

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Five bedroom house on the outskirts of the village in 1.5 acres. The property has two reception rooms, kitchen/breakfast room and two bathrooms. Grounds include a double garage, tennis court, workshop and studio.Detached family home in about 1.5 acres Five bedrooms/Two bathrooms Sitting room Kitchen/breakfast room Study Utility room Double garage/Studio/Workshop Tennis courtThought to have been constructed during the early 1930's Cedar House offers five bedroom accommodation arranged over two floors, and occupies a plot of approximately one and a half acres. Situated in a tranquil setting, the property has been in the same family ownership for over 50 years. A central entrance hall has a cloakroom and stairs to the first floor. The ground floor comprises a bright and welcoming sitting room, which was once a drawing room, and living room, having a south west facing aspect with windows to two elevations. Adjacent is a study with brick fireplace. The kitchen has a range of units, two sinks, an Aga and a walk in pantry. Windows overlook the front and rear gardens. Beyond the Aga, an opening leads to a useful utility room with butler sink and a rear lobby houses the oil fired boiler and provides access to the garden. The landing is L shaped, has a full length window to the side aspect and leads to all the first floor rooms. The principal bedroom has a range of built-in cupboards and a full width window overlooking the rear gardens and fields beyond. Bedrooms two and five also have the same views, and the remaining bedrooms face west with bedroom three having a walk-in eves storage. There are also two bathrooms. The property offers the additional benefit of working from home via the studio located to the rear. The grounds extend to approximately one and a half acres with the house sitting centrally within the plot. To the front, a sweeping shingle drive leads down to the house and has two adjacent lawns which have established orchards and defined hedging to the boundaries. Adjacent to the house is a double garage with two sets of doors, an attached workshop and studio with sink. The lawns extend to both sides and the rear of the property, have mature borders and a range of trees and look onto woodland. Within the gardens is an all weather tennis court.

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

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月均还款

10221

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*以上信息为澳洲各州平均情况,了解更多贷款详情可咨询 400-041-7515

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居外物业ID:60109582

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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