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英国英格兰Sible Hedingham5卧4卫的独栋别墅

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房屋价格: 咨询房产价格
房型: 5 卧 4 卫

居外物业ID:59500763

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Melbourne House is an attractive red-brick Edwardian family home set in a sought-after North Essex location, offering extended accommodation arranged across three floors, as well as an impressive detached two bedroom annex.A spacious reception hall with a striking central wooden carved staircase leads to the properties? main reception room, which has been extended to create a substantial space. Original wooden flooring and a marble feature fireplace with log burner provide a delightful space in which to relax and entertain guests. Also leading off from the reception hall is a tasteful dining room, with ample space for largenumbers to dine as well as French doors leading outside to a paved terrace. A well thought out kitchen with a variety of bespoke units as well as a range, butler sink and central island leads onto a bright garden room/orangery with glorious views over the garden.A useful utility space adjoins the kitchen followed by a cloakroom and a practical front-facing home office space complete the ground floor accommodation.On the first floor is a noticeably substantial principal bedroom complete with an en suite bathroom. Two further bedrooms also benefit from a Jack and Jill style bathroom, whilst an additional bedroom has its own en suite shower room. There is also a luxury family bathroom.To the third floor is a fifth bedroom with a handy storage space as well as an en suite shower room. The detached annex comprises a sizeable openplan kitchen/dining/living area, with a range of appliances, prominent pillars and panelling and a feature log burning stove. There are two well proportioned bedrooms, both with their own en suite shower rooms.This property has 3.5 acres of land.Outside The property is located in a picturesque location, with far-reaching views over the Colne Valley. There is good access to local amenities, with Sible Hedingham and its beautiful countryside walks and day-to-day facilities just 1.5 miles away and Halstead town centre just a 2.4-mile drive.The market town of Halsted contains a wide range of amenities, including a Sainsbury?s supermarket, independent boutiques, shops, butchers and bakers, plenty of cafés and restaurants, churches and scenic riverside walks.The accessibility is also very good, with the mainline station at Braintree offering fast and regular services to London Liverpool Street in around 45 minutes, perfect for the commuter. Stansted Airport is also a short drive away, at just over 24 miles. The M11 (Junction 8) motorway provides connections to the entire network and is around 18 miles from the property.There are also several great schooling options in the area, with St Peters Primary School in Sible Hedingham and the Hedingham School and Sixth form. There is also the Ramsey Academy in Halstead for secondary education. Private schools can be located nearby at Gosfield School and Felstead and New Hall School near Chelmsford.

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

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月均还款

10221

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居外物业ID:59500763

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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