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英国英格兰Maldon5卧3卫的独栋别墅

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房屋价格: 咨询房产价格
房型: 5 卧 3 卫

居外物业ID:58929586

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A Grade II Listed family home with river frontage in a sought-after village and in about 6 acres. The property is beautifully presented and includes a stunning kitchen/breakfast room, three receptions, five bedrooms and three bathrooms.Dating from c.1450, Church Cottages is an attractive, timber-framed and plastered property, sensitively extended by the current owners to provide more than 3,000 sq. ft. of light-filled accommodation. Arranged over two floors in a peaceful rural location, yet within easy reach of London and local amenities.The home offers modern living, yet retains characterful period features including casement windows and exposed wall and ceiling beams. Featuring wooden flooring throughout. The ground floor comprises a large triple aspect drawing/dining room with open fireplace, a generous reception hall/study and a spacious sitting room with fireplace and wood burning stove and a glazed door to the rear terrace. The extensive 33 ft. dual aspect bespoke Humphrey Munson kitchen/breakfast room leads to a useful fitted utility room with a door to the rear garden. The kitchen provides a range of wall and base units including a large central island with breakfast bar, an Aga, modern integrated appliances and French doors to the rear terrace whilst the double-height breakfast area has a glazed galleried walkway over and sky lanterns flooding the area with natural light.Accessed via the main staircase rising from the hall, the first floor accommodation offers a spacious principal bedroom with built-in storage, three further well-proportioned double bedrooms, all with built-in storage, a modern family shower room and a spacious contemporary family bathroom.A second staircase rises from the kitchen/breakfast room to a landing with a modern family shower room giving access to a walkway overlooking the breakfast area below and leading to the property?s remaining vaulted double bedroom. The property has recently been connected to superfast ?fibre to the home? broadband which, combined with space and easy commuting to London when required, make this the ideal location from which to work from home.This property has 6 acres of land.Outside The property is approached via a sweeping tree-lined driveway, parking space for multiple cars and giving access to the detached double garage and large 34 ft two storied barn.The garden and grounds surrounding the property, extend to over 6 acres. Mainly laid to level lawn interspersed with mature trees and feature an area of light woodland, including a number of cricket bat willows, 850 ft of river frontage, numerous seating areas, and a large paved terrace ideal for entertaining and al fresco dining.

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

咨询贷款流程即相关手续

月均还款

10221

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*以上信息为澳洲各州平均情况,了解更多贷款详情可咨询 400-041-7515

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居外物业ID:58929586

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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