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英国英格兰Farnham Royal5卧4卫的独栋别墅

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房屋价格: 咨询房产价格
房型: 5 卧 4 卫

居外物业ID:58622284

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A handsome five bedroom detached family home set in glorious gardens of approximately 0.6 of an acre and benefitting from access to Stoke Park Golf Course (subject to membership).A substantial wide open porch makes a statement entrance and the front door leads into the spacious reception hall with open fireplace and a feature staircase with oak banister and balustrades. The principle ground floor rooms all revolve around this fine central hall. Architectural details include oak joinery and acanthus leaf ceiling cornices. The drawing room, being the largest room, has French doors to the garden and a dressed limestone fireplace with a "real flame" gas fire, complimented by display niches either side. The neighbouring dining room also offers French doors to the garden and at the front of the house overlooking the drive is a large sitting room with classic fireplace and bookcases as well as theoak panelled study complete with bay window. There is a large family kitchen/breakfast room supplied by Harrods with an extensive range of American light oak traditional country kitchen cabinets topped by granite work surfaces. It includes a double sink and an open brick range with Oak bressummer providing space for the stove. The refrigerator and freezer as well as other appliances are concealed. The neighbouring breakfast room has French doors to the garden and a fitted dresser continuing the same style as the kitchen. An inner hall with flagstone floor provides access to the front and rear gardens as well as a utility room and a secondary cloak room. The games room is another large room with oak panelling and an automatic drop down screen and entertainment system. On the first floor approached over a gracious staircase the spacious landing serves the five bedroom suites including the exceptional master suite with adjoining dressing room and bathroom and fine views over the golf course. The guest suite also has adjoining dressing room and bathroom. The three further suites all have en-suite bathrooms and fitted wardrobes. All bathrooms have Jacuzzi baths.Stoke Park House is a substantial family home located in a private gated road featuring number plate recognition and CCTV. The large well tended front garden offers lawn, a pond and colourful planning with deep perennial borders and established specimen trees including Palms. There is a large turning/parking area in front of the house and a four car garage. The garden leads around the house and opens into a lovely lawned rear garden which is enclosed by a low wall and railings, beyond which is the renowned greens of Stoke Park. There is also a purpose built Buggy shed. The property also has access to Stoke Park with its Championship Golf Course, first class spa, indoor and outdoor tennis courts a health club, high-tech gym and several restaurants and bars.

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

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月均还款

10221

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居外物业ID:58622284

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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