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英国英格兰Boughton Monchelsea6卧的公寓

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房型: 6 卧

居外物业ID:58325795

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Church Farm OastThe house was originally five hop kilns clustered around a wooden barn, believed to date from the mid-19th Century. In 1972, these agricultural buildings were creatively renovated and converted into this large, practical and characterful family home. The house is unusual in its ownership of almost 120 acres of agricultural land and ancient woodland which surrounds the garden of the house on the north and west boundaries. Much of the agricultural land is currently let to local farmers generating a modest income, but mostly offers wonderful outdoor space to enjoy on your doorstep.Lot 1 - Church Farm Oast About 81 acres (32 ha)A long drive from Church Hill leads to a parking area on the eastern side of the house. Steps to the double front doors welcome you into the side of the former oast, now an impressive entrance hall with full height ceiling, and feature double cantilevered staircase, modelled on an 18th Century French Chateau design. The hall leads through arched double doors into a stunning, light-filled drawing room and dining area extending across the full width of the house, enjoying south facing views and access to the garden. Next to the hall with a door from the drawing room lies a splendid library which also enjoys south-facing views over the garden.The dining area is connected by an arched doorway into a substantial open plan kitchen/breakfast room at the rear of the house, fitted with Clive Christian units and a large kitchen island, with an oil-fired aga and companion electric ovens and hob. Behind the kitchen is a very spacious boot room, leading to a larder room and a substantial naturally ventilated wine cellar, all of which were added onto the house in 2014. A separate laundry room/ancillary kitchen and WC (accessible from both the kitchen and the drawing room) complete the ground floor accommodation.On the first floor the master suite lies above the drawing room, enjoying yet more vistas of the surrounding countryside, including over the neighbouring historic deer park. The suite has two dressing rooms and a circular en-suite bathroom. The second bedroom lies on the south west corner of the house benefitting from a dual aspect and en-suite bathroom. One of the kilns provides a lovely circular third bedroom, and there are two further bedrooms and family bathroom at the rear of the house. Two further rooms at second floor level in the square kilns are currently used as a study and an occasional bedroom. There is also a large attic accessible from the first floor landing which the current owners use for storage.This property has 119 acres of land.Outside GardensThe gardens and grounds around the house extend to about 2 acres.French doors from each of the drawing room and the dining area lead out onto a stone terrace and lawns that gently fall away from the house to the south. There are mature hedges, trees and rose- and lavender-filled herbaceous borders cleverly positioned to create a number of separate spaces, including a section accommodating the heated, salt water swimming pool. Beyond this lies the small orchard with some fruit trees and vines, garden outbuildings and the wooden stables with room for three horses, positioned beside a gate with direct access into the neighbouring paddock.To the side of the house in a raised position lies the Studio/Summer House with its own terrace. Believed originally to have been built as an artist?s studio, this has electrical and water supplies and provides a brilliant space for a games room, summer entertaining, or other ancillary uses. Behind the house lies a gravelled terrace overlooking the more formal kitchen garden with raised beds for vegetables and espalier fruit trees (peach and quince). Above this is a cutting garden for flowers and soft fruit.The Land The land wraps around the side and rear of the house offering privacy and protection. To the west and south, the pasture is currently separated into three paddocks, providing a great space to keep

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  • 支付利息:111万(利率4.8%)

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居外物业ID:58325795

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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