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英国英格兰Waldringfield5卧5卫的公寓

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房屋价格: 咨询房产价格
房型: 5 卧 5 卫

居外物业ID:58263924

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A one of a kind, contemporary waterside property with a light, open plan layout, ideal for entertaining, within striking distance of the waterfront and beach. No Onward Chain - be in by Summer!520 yards to waterfront Open plan entertaining layout Up to five bedrooms all en-suite Detached studio/home office Fabulous balcony style dining from first floor Air source heat pump and solar panels Five miles from Woodbridge and nine miles to Ipswich Station Ideal for those wanting a riverside or beach life styleA unique and contemporary built waterside home ideal for those that love to entertain, Spinnaker makes the most of its exceptional surroundings, with full height views from almost every room. Internally, the house combines light, open-plan entertaining spaces with comfortable bedroom accommodation to both the ground and first floors. The house is presented to an exceptional standard with underfloor heating and stone floors that are flush to the outside, a specifically designed kitchen with island, significant glazing to the rear aspect both with sliding and bi-folding doors, and a beautiful bespoke stone staircase with gallery to the first floor family room with bar/kitchenette and balcony. Along with the many beautifully designed bathrooms, the studio and bedrooms are all finished to the standard of the main living area.Local Authority: East Suffolk District Council Services: Air source heat pump and solar panels for central heating. All other mains services are connected. Council Tax: Tax band GThe front of the property is a fine driveway with parking for multiple vehicles and access to the garage. The rear garden is mainly laid to lawn with a sleek stone patio that runs the length of this fine residence, part of which is covered, making it an ideal, all year entertaining space. Within the garden is a useful building which offers versatile use as a home office, games room and, a lovely studio or garden room. All of the gardens and rear aspect rooms enjoy views over the neighbouring countryside and some distant views to the River.Local Authority: East Suffolk District Council Services: Air source heat pump and solar panels for central heating. All other mains services are connected. Council Tax: Tax band G

贷款计算器

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贷款额不可大于房价
  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

咨询贷款流程即相关手续

月均还款

10221

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*以上信息为澳洲各州平均情况,了解更多贷款详情可咨询 400-041-7515

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居外物业ID:58263924

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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