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英国英格兰Kingsclere6卧的独栋别墅

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房屋价格: 咨询房产价格
房型: 6 卧

居外物业ID:58076782

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Dairy House is accessed through electric gates, along a gravelled driveway which swings round tothe right to reveal an 18th century timber framed barn with a central carriage way which provides access to a large circular drive in front of the house.This picture perfect Grade II listed house is built of red brick under a hipped tiled roof. Internally, the principal reception rooms are accessed via a central hallway. The drawing room sits at the front of the house and has access to the south facing garden via French doors. The study sits across the hallway. The kitchen/breakfast room is to the end of the hallway and really is the heart of the house and perfect for family life. The bespoke kitchen is complete with oil fired Aga, separate cooking facilities and walk in larder. The dining room is easily accessed via two separate doors from the hall and the kitchen – this is the perfect room for entertaining with good proportions and a nice view of the gardens. The breakfast room has a charming bay window overlooking open adjoining land. This also allows for a wealth of natural light. Either side of the room is a family/play room and a morning room. Both of these rooms could have a number of uses depending on the need.The main staircase in the hallway gives rise to the first floor. The principal bedroom, with ensuite bathroom and separate dressing room is located to the front of the house and enjoys a nice view of the formal gardens. There are 5 further bedrooms along with 3 further bathrooms. There is also a back staircase which gives access to the breakfast and family room. The utility room is accessed through the kitchen as well as the rear porch and gives access to a charming barn where the indoor swimming pool is located. The pool was designed and built by the current owners. Beyond the pool is a wonderful party barn, complete with vaulted ceiling with the original timbers, wood burning stove, kitchen and changing room facilities of the pool.The immediate formal gardens mainly laid to lawn, interspersed with mature trees and immaculate herbaceous borders. Just away from the house there is a very productive kitchen garden with glasshouse overlooked by the cottage and beyond here is the tennis court (hard surface). Thereare extensive outbuildings including garaging, former stables and stores with additional entertaining space. There is a paddock to the south west of the property.

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  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

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月均还款

10221

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居外物业ID:58076782

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英国购房相关费用一览

交易费用
印花税
  • 房价的1%-15%,根据房产总价不同而定,最新税率如下:
  • 12.5万英镑以下(包括)不收取印花税
  • 12.5万-25万英镑收取2%的印花税
  • 25万-92.5万英镑收取5%的印花税
  • 92.5万-150万英镑收取10%的印花税
  • 超过150万英镑收取12%的印花税
  • 备注:第二套房或投资房另收3%印花税
律师费 1000-2500英镑
中介费 房价的1%-2%(卖家支付)
房屋评估及勘探鉴定费 300-2000英镑
房产登记费 房价的0.1%-0.2%
贷款费用
贷款比例 跟自身财务状况相关,自住买家最高可贷80%,投资买家最高只能贷75%
贷款利率 自住买房的房贷利率为,在英格兰银行基准利率的基础上加2.68%;投资买房的房贷利率为,在英格兰银行基准利率的基础上加3.38%
贷款年限 根据买家的财务状况,目前中国银行英国分行最长贷款年限为25年
贷款手续费 估价费用具体金额根据房屋购买价格而定,并在您递交贷款申请时缴纳,通常为贷款金额的0.5-1%。
持有费用
市政物业税 英国各地市政物业费分8个档次,每年400—5000英镑不等,伦敦地区普遍在2000-3000英镑不等。
物业管理费 1000-3000英镑/年 (房产总额的0.5-1%)
建筑保险 约130英镑
出租管理费用
房屋出租管理费 7%-15%年租金
房租保障险(Rent Guarantee Insurance) 约租金总额4%
个人所得税 根据个人总收入情况而定,分20%/40%/45%三档税率。年收入32010英镑以下,收取20%;32011-15万英镑征收40%,超过15万英镑收取45%
转让费用
资本利得税 利得*税率(与个人所得税相关,一般为净利润的18% or 28%)
律师费 房产价值的0.1%-5%以及相应的服务增值税
中介费 成交价格的1%-4%以及相应的服务增值税
遗产税 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税,很多人通过分散式的赠与来避免缴纳遗产税。
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