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美国马里兰州安纳波利斯4卧4卫的公寓

1698 Beech Ln, Annapolis, Maryland, United States

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房屋价格: 咨询房产价格
建筑面积: 230平方米
房型: 4 卧 4 卫

居外物业ID:56708964

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1698 Beech Lane is a completely remodeled waterfront home on Ridout Creek with a private pier that has 8 ft water depth and hardwood floors throughout. Boaters, especially sailors, appreciate the deep, protected water yet it is a short ride out to the Chesapeake Bay. Located in the sought-after community of Amberley, this four-bedroom, four bath home has an open floor plan that floods the space with natural light and allows for magnificent water views from almost every room. The top-of-the-line finishes throughout provide a five-star resort ambiance.
As you step into the foyer you immediately notice the beautiful hardwood floors and the wall of glass ahead. The living room windows overlook the private waterside yard and make the space an inviting spot for relaxing or entertaining family and friends. Relax by the raised hearth fireplace with stacked stone-surround, custom built-ins, and direct access to the waterside deck through the glass doors. The gourmet kitchen has stunning cherry cabinets, marble backsplash, huge center island with prep sink, upgraded appliances, and a custom wood and marble-surround gas fireplace. One fun detail to note: the natural coloration of the backsplash over the range depicts a crab! The great room configuration means the dining space adjoins the kitchen and offers the same great water views through a wall of windows. Two large skylights mean plenty of natural light even on a cloudy day. There's also a reading nook, with built-in window seat overlooking the water. A pantry/storage area leads to the large mud room with direct access outside: so convenient for bringing in groceries. The full bathroom on this level is next to the mudroom and includes a walk-in shower, an easy stop if someone has been swimming in the creek and needs a rinse off.
Upstairs the primary bedroom suite has sweeping views and a luxurious en-suite bathroom. It includes ample closet space and a sitting area with built-in bookshelves. There is a second bedroom on this level overlooking the front garden and a full bathroom. Down the hall is a spacious room that could easily include a home office, craft room, exercise area, and/or school space. It has fantastic water views and a private balcony. If the sofa here converts to a bed, there is no doubt you'll have guests lining up to stay over. A few steps down from the great room is a family room with wood-burning fireplace and glass doors that lead to the waterside patio and hot tub. The custom built-ins, natural light, and water views from this space make it warm and inviting. There are two more bedrooms on this level and a fully remodeled hall bathroom. The lower, walk-out level offers tons more storage, including a large space for boat items that has double doors leading outside. The laundry is also on this level.
This property has been extensively landscaped and offers a beach area to launch kayaks as well as a recently rebuilt bulkhead that leads to the deep-water private pier. The location, almost at the intersection of Ridout and Whitehall Creeks, provides countless boating options. There is a one-car garage and plenty of parking in the driveway. An electric car charger is already installed. Amberley offers good commute options to downtown Annapolis, Baltimore, or DC yet the neighborhood maintains the "away from it all" appeal. Schools include Windsor Farm Elementary, Severn River Middle, and Broadneck High School.

贷款计算器

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贷款额不可大于房价
  • 房产总价:
  • 参考首付
  • 贷款金额
  • 支付利息:111万(利率4.8%)

咨询贷款流程即相关手续

月均还款

10221

询问每月租金可抵扣房贷情况

*以上信息为澳洲各州平均情况,了解更多贷款详情可咨询 400-041-7515

配套设施

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居外物业ID:56708964

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美国购房相关费用一览

交易费用
律师费 $ 500- $ 3000
房屋估价费(限二手房) $ 200- $ 500
房屋检查费 $300-$500
第三方公证公司手续费 $600-$1200
产权过户费 $300-$600
公证费 $50-$120
登记费 约$80-$100
贷款费用
贷款年限 30年、15年、7年、5年、3年
首付款 外国买家(无美国绿卡)通常在40-50%
贷款额度 首付50%, 贷款50% (条件好的可以提高到40:60 存贷比)
贷款利率 5年期限利率固定4%,7年期限固定4.25%(2016年3月)
相关办理费用
银行手续费 700-900美金
银行产权保险 约0.24%
贷款发放费 贷款额的0.5-2%
按揭经纪费 贷款额的1%
贷款登记税 各地不同(纽约市为2%,而加州没有)
持有费用
房产税 估价*税率(每个州不一样,从1%-3%不等)
保险费 每月$100左右
物业费 与房产类型有关(约0.3-2.8%)
出租管理费用
房屋出租管理费 年租金的6%+1个月租金
个人所得税 五档税率分别为15%/25%/28%/33%/35%
转让费用
房产增值税 利得*税率(联邦政府规定税率,一般为净利润*15%)
手续费 $300-$700
经纪人费 一般为成交额5%-8%
登记费 一般$80-$100
Escrow费 $600-$1200
公证费 大约$120
屋主产权保险费 大约千分之3.5
房屋保修保险 大约$350
房屋过户税 $300-$600
遗产税 起征点65万美元,超额累进制,最高税率达55%,纽约现为16%
赠与税 起征点65万美元,超额累进制,最高税率达55%
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更详尽的美国房贷介绍:海外买家如何在美国买房贷款

*以上信息为美国各州平均情况,该房产信息详情请联系 400-041-7515

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