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Camp Hill Cottage is a superb detached country house, dating back more than 300 years, with a more modern extension built in the 1930s. with 4/5 bedrooms and extensive accommodation, including five reception rooms and an additional one-bedroom apartment above the detached garage. The property also boasts substantial outbuildings, including a large barn, and delightful south-facing gardens.
Entering the property, you are greeted by a large and welcoming reception hall, which has a fireplace with a woodburning stove. Doors lead to the comfortable 24-foot sitting room, and to the formal dining room, which provides an excellent setting for formal occasions or family meals. There is also a useful study, a cosy snug and a light, airy conservatory. The kitchen is a good size, and though it could benefit from some modernisation, benefits from a walk-in pantry and separate utility room.
Upstairs there are four generous bedrooms and a dressing room which can also be used as a bedroom. The master bedroom has an en suite bathroom and WC, while the other bedrooms and served by two family bathrooms, one of which is en suite to a bedroom.
The property also benefits from a separate one-bedroom apartment, which is found above the garage. The apartment has a sitting room, a kitchen, a double bedroom and a bathroom.
The property is approached across a cattle grid, to a gravel driveway, which leads to a spacious parking area to the front of the house, and then further to the side, to the double garage and other outbuildings. There is a very large barn, a wood store, a workshop, a summer house, hay shed and coal store. The property’s walled south-facing gardens are beautifully presented, with pristine lawns and mature trees helping to create a relaxing, peaceful environment. There are flowerbeds bursting with colour and life, paved seating areas in which to relax, and a productive vegetable garden with a greenhouse. The property has commoners grazing rights, although it has its own pony paddocks.
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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