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45 Tenison Road is a wonderful Victorian semi-detached family home with splendid character. The house has an entrance vestibule with stain leaded glass windows and panels opening to the main entrance hall with oak wood block flooring and the staircase to the first floor. The two main reception rooms accessed off the hallway have high ceilings, picture rails, feature fireplaces with fitted woodburners.
The front Reception room is filled with natural light from the sealed unit bay window while, the second reception room has French doors giving access to the side and rear gardens. At the head of the hallway on the left is a cloakroom/utility and to the right is the door leading to a two room cellar currently housing the boiler and water cylinder. The hub of the house is a magnificent kitchen/breakfast room with porcelain flagstone tiled floor reflecting plenty of light from the semi-pitched ceiling to the rear. There are sealed unit side panel windows with French doors onto the rear garden an arrangement of modern high gloss wall and base storage units, worktop area and breakfast bar with an additional external door providing access to the side paved dining area.
The main landing to the first floor offers four bedrooms, three generous double bedrooms and one single room all serviced by a refitted modern bathroom with separate shower cubicle.
The second floor landing offers an additional two bedrooms, beautifully arranged, one overlooking the rear garden and the other with dormer window to front elevation with a modern refitted shower room.
45 Tenison Road has generous off-road parking for two vehicles on a gravel driveway. There is pedestrian side access to an extremely well maintained family sized rear garden, essentially laid to lawn with shrub and flower borders and a paved entertainment area for outside dining. The garden is ideal for growing families or the discerning gardener. At the bottom of the lawn is a charming wooden summerhouse
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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