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A contemporary riverside property in an idyllic setting with glorious landscaped gardens and with a high specification throughout.
25 River Gardens is a superb riverside house, offering over 2,000 square feet of immaculate and spacious living. Thoughtfully designed throughout, the décor and finish have been created to provide a fun and relaxing atmosphere. A minimalist stone floor runs through the main reception room and kitchen on the ground floor. The reception room has exceptional views over the river and full height, double-glazed, powder-coated steel windows and door out to the rear garden.
The kitchen is remarkable, with its bespoke Corian and marine-grade stainless steel units on castors, with Neff and Smeg appliances throughout. Two full height powder-coated steel French windows with double pivot doors open out to the front garden, again with excellent views of the river.
There is also a large separate utility room complete with state of the art appliances and a
water softener.
Upstairs there are four bedrooms, including a superb en suite master bedroom, all with large
windows and an abundance of natural light.
Bedrooms three and four open onto a wonderful balcony overlooking the river. The family bathroom has a stunning free-standing designer bath.
Outside at the rear, the beautifully-finished ipê wood decking leads onto a lovely terraced area which can double up as a badminton court, whilst the mature silver birch grove shelters an iconic Airstream Bubble caravan, used for post-match refreshments and as a family den. Discreetly tucked away are two sheds for bicycle and garden storage, and specialist wall racking for kayaks. The wood decking area continues at the front of the property, surrounded by the glorious Ann Pearce-designed garden which leads down to the delightful riverbank and its 9 metre pontoon.
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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