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A light and contemporary house in the centre of the village with wonderful rural views.
Reception hall
Sitting room
Dining room
Family room
Kitchen/breakfast room
Cloakroom | Utility room
Master bedroom with en suite bathroom
Guest bedroom with en suite shower room
Three further double bedrooms | Family bathroom
Garage and garden
This traditional family home was built in 2011 and offers spacious and well presented accommodation over three floors. The ground floor is well laid out with the formal sitting room at the front of the house with a pretty bay window and a fireplace fitted with a gas fired woodburner effect fire. The family room and dining room overlook the garden and rural aspect with bi-folding doors leading to the outside from the dining room. There is oak flooring throughout with underfloor heating via an air source heat pump. The kitchen breakfast room is an excellent space with a wood burning stove and the kitchen is fitted with smart painted cabinetry, a range oven and a butler’s sink.
From the hall, stairs rise to the first floor where the master bedroom suite, three double bedrooms and the family bathroom can be found. On the second floor there is a sizeable guest bedroom with en suite shower room and a large walk in room offering ample full height storage space.
This room is currently used as a cinema room as it has a Sony 65” UHD TV with Arcam surround sound system. The house is fitted with Multi Room Audio and HD Video distribution over Cat5e infrastructure ready for a Digital Streaming set (Sonos/Heos/Linn Naim etc). The master bedroom has Bowers and Wilkins high quality ceiling speakers, the kitchen has Bowers and Wilkins M-1 wall mount speakers and the lounge and study are prepared for floor standing speakers.
The house is approached through electric wood gates onto a brick paved driveway in front of the house. To one side is the detached garage and there is access down both sides to the rear garden. The garden is mainly laid to lawn and has mature hedging on the side boundaries and lower level planting along the back perimeter fence with lovely views over the field behind and countryside beyond.
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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