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An exquisitely presented thatched cottage with views over the Test Valley set in beautiful gardens.
Four Receptions
Kitchen/breakfast room, Utility
Conservatory
Five bedrooms
Two Bathrooms
Garden
Double Garage
Swimming Pool
Halfway Cottage is a beautiful thatched cottage that has been a wonderful family home for the current owners for a number of years. The house is very well set in its superbly maintained gardens and has lovely views over the Test Valley. It is clear that Halfway Cottage has been very well looked after and has been sympathetically refurbished to allow light and space into the house while maintaining a wealth of period features.
The ground floor is very well balanced with a mixture of both informal and formal reception areas. The large drawing room with open fireplace, is perfect for entertaining, a spacious conservatory provides additional recreational space. The kitchen/breakfast room at the heart of the house is fitted with John Lewis of Hungerford cupboards and an integrated Aga. Stairs lead up to an upper storage and working area plus a utility room with butlers sink, there is also a cloakroom and wc. The dining hall with a central fire place links through to a snug and more informal seating space. Beyond the snug is a study ideal for working from home or a quiet space for study and homework.
Upstairs there are five double bedroom, four of which have built in storage. There are two family bathrooms, both of which have showers and baths as well as separate WC. The back bedroom has direct access to a bathroom and its own staircase into the study.
Overall the house has the feel of period charm with modern convenience overlooking a wonderfully private and well maintained garden.
The garden is a real feature of the property not only does it total just under one acre but because the house is situated towards the centre of the gardens it allows them to sweep around the property. The house is approached by a gravel drive way with a double garage and studio space above. There is a swimming pool with summer house and a beech hedge at the western edge of the garden with a secluded lawn and vegetable garden. While most of the garden is laid to lawn there is a wealth of planting and mature trees which would suit any aspiring gardener very well.
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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