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An iconic Grade II Listed townhouse situated in a half acre plot within the heart of Oakham.
The Property
Yule House is Grade II Listed and has a datestone indicating 1700, although a rear wing appears to date from the early 1600’s. Yule House was originally known as ‘Yurle House’ or Judge’s Lodging’ and the house is stone built with a Collyweston roof although there is a brick and pantile roofed extension to the rear with a further, and more recent, flat roofed extension beyond. The house has been divided to the front and rear to provide accommodation for two families but is being sold as one and reinstating the connections between the two halves appears straightforward.
The front door opens onto Catmos Street and the considerable stone-walled frontage culminates in a stone arch and a driveway leading to the west side of the house and further off-street parking. The front door is a central six panel door inset in a moulded stone shouldered architrave with panelled reveals and a rectangular three-light fanlight above. It opens onto a hall with original flagstones and a fire place with log burner. To the left is a dining room, currently used as a sitting room, which has a beautiful ornate wooden fireplace and a bay window. Across the hall to the right is the main staircase and, beside it, drawing room which has a fire place and log burner with French doors opening onto garden beyond and a secluded terrace. To the other side of the hall is the entrance to a two-vaulted cellar. A corridor leads to a vaulted utility/cloakroom and a breakfast kitchen both of which have limestone flooring. The kitchen has a wonderful Inglenook fireplace with a log burner. Upstairs, on the first floor, there are two good double bedrooms and a family bathroom with a dividing wall to a dressing area.
The rear accommodation is accessed via a modern flat roofed extension built above what was originally a swimming pool. This provides superb open-plan living space with a corner divided to provide an office and a line of French windows opening onto the garden. Adjacent to this room is a shower room and stairs opposite lead to a single bedroom above. At the base of these stairs there is a doorway leading to a rear hall with a utility room, with a WC off, to the left, a pantry ahead and a breakfast kitchen with a gas-fired Aga to the right. Upstairs, there are three double bedrooms, a large bathroom and a landing area which is configured as a dressing room.
The garden is walled, providing excellent privacy, and wraps around the house. Within the garden, in the southernmost corner, there is part of a barn which has annexe or home office potential. To the northernmost point of the boundary with Catmos Street there is a tarmacked driveway leading to a large double garage and parking for several cars with a further courtyard adjacent to the garage. Beside the garage is a dovecote, used as a garden store, but with the original features still intact.
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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