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A fabulous detached six bedroom family house with a lovely garden in this superb location close to the town centre but still enjoying a quiet position on the south side of Harrogate.
Engel House is a fabulous Edwardian villa built circa 1905 and provides extremely elegant and well-proportioned accommodation, it also has retained many splendid period features such as beautiful ceiling mouldings, cornicing and picture rails as well as striking stain glass windows. It is situated in a sought after location within walking distance of The Stray and Harrogate town centre. The front door opens into a useful entrance porch before opening into a wonderful spacious reception hall off which the majority of the reception rooms can be accessed. Both the drawing room to the front of the property and the dining room adjacent which overlooks the garden are generous rooms with bow windows at either end making them particularly light and airy rooms; the drawing room also features a large Clearview multi-fuel stove with a granite hearth.
The superb modern living kitchen benefits from granite work-surfaces, integrated appliances including a Britannia range cooker, a separate double electric oven with a plate warmer and space for a dishwasher and large American fridge and freezer, there is also a large walk-in pantry providing excellent storage. At one end of the kitchen is a dining area and at the other is a lovely cosy family room with a contemporary Dovre multi-fuel stove. The ground floor also benefits from a WC and a utility room which gives access to the garage and the rear garden.
An elegant wide staircase rises to the first floor and to a spacious landing off which is the large master bedroom, this provides Sliderobes fitted wardrobes as well as a modern luxury en-suite bathroom with a separate shower and double sinks. Adjacent is the guest bedroom with a door through to a dressing room; there is a further bedroom and a house bathroom on the first floor as well as a study. The second floor boasts three bedrooms and a house bathroom.
Engel House is set back from the road behind attractive well stocked borders and wrought iron fencing, double electric gates open to a block paved drive and parking area that leads to the garage. To the rear of the property is a wonderful south facing garden surrounded by mature hedges, the garden is mainly laid to lawn. The garden has been made secure, making it ideal for children or pets. It also benefits from a raised decked terrace providing a fabulous outside entertaining area or space just to enjoy the sunshine.
Three Reception rooms
Breakfast kitchen
Utility room
Cloakroom
Master bedroom with en-suite
Five further bedrooms
Two House bathrooms
Garden and garage
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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