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A new build barn-style family home set in an attractive semi-rural location with stunning views.
Reception Hall • Drawing Room • Dining Room
Study • Kitchen/Breakfast/Family Room
Utility Room • Downstairs WC
Master Bedroom (Bedroom one) with dressing room and en-suite
Four further en-suite bedrooms
Gardens and Grounds • Double Garage
Views over open countryside
Rowan House combines traditional features with contemporary construction methods. The accommodation is well proportioned with fixtures, fittings and finishings to a good standard using premium quality materials.
The property is constructed of reclaimed brick and white lias stone under a tiled roof with a mixture of stone mullion windows and traditional timber casement windows. Feature reception hall with dog leg staircase and Diana Royal marble tiled floor. Solid oak vaneer internal doors. Zoned underfloor heating to the ground and first floor. Drawing room with reclaimed exposed oak beams, stone inglenook fireplace and solid fuel stove, and French doors opening to the rear garden. A traditional design hand painted (Farrow and Ball) kitchen with granite work surfaces, soft close cabinets and drawers. Built-in AEG dishwasher, Neff American style fridge/freezer and Bosch microwave/oven, Rangemaster range cooker and Diana Royal marble tiled flooring. Family Room with feature Inglenook fireplace opening onto the kitchen/breakfast room. Utility room with storage cupboards, Belfast sink and Diana Royal marble tiled flooring. Formal dining room. Study. Downstair WC with Diana Royal marble tiled flooring. Landing with feature window. Master Bedroom (Bedroom one) with dressing room and en-suite. Bedroom two with dressing room and en-suite. Bedroom three with vaulted ceiling, en-suite and velux windows. Bedroom four and five (both double bedrooms) share a Jack and Jill en-suite. Pocelain tiles, Roca Sanitary wear and Bristan showers throughout the bathrooms and en-suites.
Gardens and grounds
A private gravel driveway provides turning space and access to the garage with remote controlled electric hardwood door
Landscaped front gardens with mature Beech hedging and pathway to the front door
Lawned rear garden surrounding three sides of the property with open countryside views enclosed by brick wall, post and rail fencing and mature hedging
A generous paved patio
Gated access to the rear garden
Pathway and door to the garage (18 square meters/197 square feet)
*以上信息为澳洲各州平均情况，了解更多贷款详情可咨询 400-041-7515
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英国购房相关费用一览
| 交易费用 | |
| 印花税 |
|
| 律师费 | 1000-2500英镑 |
| 中介费 | 房价的1%-2%（卖家支付） |
| 房屋评估及勘探鉴定费 | 300-2000英镑 |
| 房产登记费 | 房价的0.1%-0.2% |
| 贷款费用 | |
| 贷款比例 | 跟自身财务状况相关，自住买家最高可贷80%，投资买家最高只能贷75% |
| 贷款利率 | 自住买房的房贷利率为，在英格兰银行基准利率的基础上加2.68%；投资买房的房贷利率为，在英格兰银行基准利率的基础上加3.38% |
| 贷款年限 | 根据买家的财务状况，目前中国银行英国分行最长贷款年限为25年 |
| 贷款手续费 | 估价费用具体金额根据房屋购买价格而定，并在您递交贷款申请时缴纳，通常为贷款金额的0.5-1%。 |
| 持有费用 | |
| 市政物业税 | 英国各地市政物业费分8个档次，每年400—5000英镑不等，伦敦地区普遍在2000-3000英镑不等。 |
| 物业管理费 | 1000-3000英镑/年 （房产总额的0.5-1%） |
| 建筑保险 | 约130英镑 |
| 出租管理费用 | |
| 房屋出租管理费 | 7%-15%年租金 |
| 房租保障险（Rent Guarantee Insurance） | 约租金总额4% |
| 个人所得税 | 根据个人总收入情况而定，分20%/40%/45%三档税率。年收入32010英镑以下，收取20%；32011-15万英镑征收40%，超过15万英镑收取45% |
| 转让费用 | |
| 资本利得税 | 利得*税率（与个人所得税相关，一般为净利润的18% or 28%） |
| 律师费 | 房产价值的0.1%-5%以及相应的服务增值税 |
| 中介费 | 成交价格的1%-4%以及相应的服务增值税 |
| 遗产税 | 只有继承财产累计超过32.5万英镑的时候需要交纳40%的遗产税，很多人通过分散式的赠与来避免缴纳遗产税。 |
| 备注 | |
| 更详尽的英国房贷介绍：海外买家如何在英国办理买房贷款 | |
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